The Cost of Procrastination Want to be Smarter With Your Money? Join our mailing list and get news and info to support your financial goals. First Name Last Name Email Address Thank you! Oops! Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Insurance Needs Assessment: When You're Newly Married Marriage changes everything, including your insurance needs. The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.